Down Payment: Most experts agree that a 20% down payment on a home is the most favorable; however, 10% or lower on some loans is widely accepted when buyers qualify for certain loans or loan programs. FHA loans can be as low as 3.5% and certain qualified USDA and VA loans can be $0 down.
Inspection: Getting an inspection on the home you’re about
to purchase is one of the most important investments you can
make among all the closing costs. The inspector will take a
few hours (you should be present) to review the general
integrity of the house. Their analysis will bring any potential
future budget busters to light. For example, soil settlement, mold, electrical, plumbing, etc. The home inspection costs vary from around $250 – $500 depending on the size of the home and complexity of the inspection.
Please note that additional inspections may be indicated or required such as WDO (Wood Destroying Organisms aka termites), Roof and Wind Mitigation, well and septic inspections, etc.
April Fools. Here is our newsletter for April 2012. Click on the link below to access your copy.
www.yourfloridalisting.com/newsletters/aprnewsletter2012.pdf
In This Issue: Bacon Cheddar Deviled Eggs Recipe – Closings Uncovered
Some great stuff in this edition. “Closing Uncovered” goes over everything from Down Payments and Credit Reports to Inspections and Appraisals. Don’t miss it!!
Happy St. Patrick’s Day. Here is our newsletter for March 2012. Click on the link below to access your copy.
www.yourfloridalisting.com/newsletters/marnewsletter2012.pdf
In This Issue: How to pour Black and Tan Beer – March Madness - Remodeling Trends for 2012 – Relieve Stress with these 5 Tips
Golf Course Townhome in Trinity FL 34655
BRAND NEW LISTING – Are you looking for a vacation getaway, living the Florida lifestyle, a golf and entertainment oasis? This gorgeous townhome is situated at the end of the 8th Green of the highly ranked Fox Hollow Golf Course and flanked by majestic oak trees for privacy. View the Virtual Tour now and call Lori @ (727) 534-3141 for more information.
Now $499,900. Price has just been reduced by $50,000. WoW! Amazing unobstructed water views and breathtaking sunsets! Right on the Gulf of Mexico. Visit http://www.yourfloridalisting.com/featured/listings.htm#seaside for your passport to luxury… Florida style. Be sure to view the virtual tour!
Here is our newsletter for February 2012. Click on the link below to access your copy.
In This Issue: Leap Day Fun Fact - Are You Smart About Your Heart - Budgeting Basics for First Time Homebuyers - Beef Barley Soup in a Crock Pot Recipe
This is a great home in New Port Richey which I sold in late December 2011.
The marketplace has virtually “exploded” as of the new year 2012. Mortgages are much easier to get and rates are still at an all-time low. Investors are flocking to Florida to buy up home inventory as they see the market changing now.
If you have thought of buying a home, now is the time! It will never be better than this! Call me now! Lori Czaya (727) 534-3141
HUD homes: $100 downpayment in Fla.
I have sold HUD homes and there are amazing opportunities and deals available. I work with a HUD loan specialist, also. Call me and let’s talk about it!
May 2012 Newsletter
Here is our newsletter for May 2012. Click on the link below to access your copy.
www.yourfloridalisting.com/newsletters/maynewsletter2012.pdf
In This Issue: Mother’s Day Morning Whole Grain Waffles – How To Create A Happy, Healthy Life – Profile Of A Seller’s Market
Have a great month everyone!