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	<title>Your Florida Listing Blog</title>
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	<link>http://www.yourfloridalisting.com/blog</link>
	<description>Finding you the home of your dreams!</description>
	<lastBuildDate>Thu, 10 May 2012 21:42:28 +0000</lastBuildDate>
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		<title>May 2012 Newsletter</title>
		<link>http://www.yourfloridalisting.com/blog/2012/05/may-2012-newsletter/</link>
		<comments>http://www.yourfloridalisting.com/blog/2012/05/may-2012-newsletter/#comments</comments>
		<pubDate>Thu, 10 May 2012 21:42:28 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[General Comments]]></category>

		<guid isPermaLink="false">http://www.yourfloridalisting.com/blog/?p=108</guid>
		<description><![CDATA[Here is our newsletter for May 2012. Click on the link below to access your copy. www.yourfloridalisting.com/newsletters/maynewsletter2012.pdf In This Issue: Mother’s Day Morning Whole Grain Waffles &#8211; How To Create A Happy, Healthy Life &#8211; Profile Of A Seller’s Market &#8230; <a href="http://www.yourfloridalisting.com/blog/2012/05/may-2012-newsletter/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Here is our newsletter for May 2012. Click on the link below to access your copy.</p>
<p><a href="http://www.yourfloridalisting.com/newsletters/maynewsletter2012.pdf" target="_blank">www.yourfloridalisting.com/newsletters/maynewsletter2012.pdf</a></p>
<p>In This Issue: Mother’s Day Morning Whole Grain Waffles &#8211; How To Create A Happy, Healthy Life &#8211; Profile Of A Seller’s Market</p>
<p>Have a great month everyone!</p>
<p>&nbsp;</p>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Down Payment</title>
		<link>http://www.yourfloridalisting.com/blog/2012/05/down-payment/</link>
		<comments>http://www.yourfloridalisting.com/blog/2012/05/down-payment/#comments</comments>
		<pubDate>Thu, 10 May 2012 20:50:13 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[General Comments]]></category>

		<guid isPermaLink="false">http://www.yourfloridalisting.com/blog/?p=106</guid>
		<description><![CDATA[Down Payment: Most experts agree that a 20% down payment on a home is the most favorable; however, 10% or lower on some loans is widely accepted when buyers qualify for certain loans or loan programs. FHA loans can be &#8230; <a href="http://www.yourfloridalisting.com/blog/2012/05/down-payment/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><strong>Down Payment</strong>: Most experts agree that a 20% down payment on a home is the most favorable; however, 10% or lower on some loans is widely accepted when buyers qualify for certain loans or loan programs. FHA loans can be as low as 3.5% and certain qualified USDA and VA loans can be $0 down.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Inspection</title>
		<link>http://www.yourfloridalisting.com/blog/2012/05/inspection/</link>
		<comments>http://www.yourfloridalisting.com/blog/2012/05/inspection/#comments</comments>
		<pubDate>Thu, 10 May 2012 20:49:31 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[General Comments]]></category>

		<guid isPermaLink="false">http://www.yourfloridalisting.com/blog/?p=103</guid>
		<description><![CDATA[Inspection: Getting an inspection on the home you’re about to purchase is one of the most important investments you can make among all the closing costs. The inspector will take a few hours (you should be present) to review the &#8230; <a href="http://www.yourfloridalisting.com/blog/2012/05/inspection/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><strong>Inspection</strong>: Getting an inspection on the home you’re about<br />
to purchase is one of the most important investments you can<br />
make among all the closing costs. The inspector will take a<br />
few hours (you should be present) to review the general<br />
integrity of the house. Their analysis will bring any potential<br />
future budget busters to light. For example, soil settlement, mold, electrical, plumbing, etc. The home inspection costs vary from around $250 &#8211; $500 depending on the size of the home and complexity of the inspection.</p>
<p>Please note that additional inspections may be indicated or required such as WDO (Wood Destroying Organisms aka termites), Roof and Wind Mitigation, well and septic inspections, etc.</p>
]]></content:encoded>
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		<title>April 2012 Newsletter</title>
		<link>http://www.yourfloridalisting.com/blog/2012/04/april-2012-newsletter/</link>
		<comments>http://www.yourfloridalisting.com/blog/2012/04/april-2012-newsletter/#comments</comments>
		<pubDate>Sun, 15 Apr 2012 01:35:24 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[General Comments]]></category>

		<guid isPermaLink="false">http://www.yourfloridalisting.com/blog/?p=98</guid>
		<description><![CDATA[April Fools. Here is our newsletter for April 2012. Click on the link below to access your copy. www.yourfloridalisting.com/newsletters/aprnewsletter2012.pdf In This Issue: Bacon Cheddar Deviled Eggs Recipe &#8211; Closings Uncovered Some great stuff in this edition. &#8220;Closing Uncovered&#8221; goes over &#8230; <a href="http://www.yourfloridalisting.com/blog/2012/04/april-2012-newsletter/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>April Fools. Here is our newsletter for April 2012. Click on the link below to access your copy.</p>
<p><a href="http://www.yourfloridalisting.com/newsletters/aprnewsletter2012.pdf" target="_blank">www.yourfloridalisting.com/newsletters/aprnewsletter2012.pdf</a></p>
<p>In This Issue: Bacon Cheddar Deviled Eggs Recipe &#8211; Closings Uncovered</p>
<p>Some great stuff in this edition. &#8220;Closing Uncovered&#8221; goes over everything from Down Payments and Credit Reports to Inspections and Appraisals. Don&#8217;t miss it!!</p>
<p>&nbsp;</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>March 2012 Newsletter</title>
		<link>http://www.yourfloridalisting.com/blog/2012/03/march-2012-newsletter/</link>
		<comments>http://www.yourfloridalisting.com/blog/2012/03/march-2012-newsletter/#comments</comments>
		<pubDate>Thu, 08 Mar 2012 21:37:48 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[General Comments]]></category>

		<guid isPermaLink="false">http://www.yourfloridalisting.com/blog/?p=88</guid>
		<description><![CDATA[Happy St. Patrick&#8217;s Day. Here is our newsletter for March 2012. Click on the link below to access your copy. www.yourfloridalisting.com/newsletters/marnewsletter2012.pdf In This Issue: How to pour Black and Tan Beer &#8211; March Madness - Remodeling Trends for 2012 &#8211; Relieve &#8230; <a href="http://www.yourfloridalisting.com/blog/2012/03/march-2012-newsletter/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Happy St. Patrick&#8217;s Day. Here is our newsletter for March 2012. Click on the link below to access your copy.</p>
<p><a href="http://www.yourfloridalisting.com/newsletters/marnewsletter2012.pdf">www.yourfloridalisting.com/newsletters/marnewsletter2012.pdf</a></p>
<p>In This Issue: How to pour Black and Tan Beer &#8211; March Madness - Remodeling Trends for 2012 &#8211; Relieve Stress with these 5 Tips</p>
]]></content:encoded>
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		<item>
		<title>New Listing</title>
		<link>http://www.yourfloridalisting.com/blog/2012/02/new-listing/</link>
		<comments>http://www.yourfloridalisting.com/blog/2012/02/new-listing/#comments</comments>
		<pubDate>Sun, 26 Feb 2012 01:32:29 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[General Comments]]></category>

		<guid isPermaLink="false">http://www.yourfloridalisting.com/blog/?p=79</guid>
		<description><![CDATA[BRAND NEW LISTING &#8211; Are you looking for a vacation getaway, living the Florida lifestyle, a golf and entertainment oasis? This gorgeous townhome is situated at the end of the 8th Green of the highly ranked Fox Hollow Golf Course and &#8230; <a href="http://www.yourfloridalisting.com/blog/2012/02/new-listing/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<div id="attachment_80" class="wp-caption alignnone" style="width: 210px"><a href="http://www.yourfloridalisting.com/featured/listings.htm#lahara1409" target="_blank"><img class="size-full wp-image-80" title="1409 Lahara Way" src="http://www.yourfloridalisting.com/blog/wp-content/uploads/2012/02/primary3.jpg" alt="1409 Lahara Way" width="200" height="133" /></a><p class="wp-caption-text">Golf Course Townhome in Trinity FL 34655</p></div>
<p><strong>BRAND NEW LISTING &#8211; </strong>Are you looking for a vacation getaway, living the Florida lifestyle, a golf and entertainment oasis? This gorgeous townhome is situated at the end of the 8th Green of the highly ranked Fox Hollow Golf Course and flanked by majestic oak trees for privacy. View the <a href="http://www.yourfloridalisting.com/featured/data/lahara1409/tour.swf">Virtual Tour</a> now and call Lori @ (727) 534-3141 for more information.</p>
]]></content:encoded>
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		<title>Price Reduction!</title>
		<link>http://www.yourfloridalisting.com/blog/2012/02/price-reduction/</link>
		<comments>http://www.yourfloridalisting.com/blog/2012/02/price-reduction/#comments</comments>
		<pubDate>Sat, 11 Feb 2012 04:52:32 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[General Comments]]></category>

		<guid isPermaLink="false">http://www.yourfloridalisting.com/blog/?p=76</guid>
		<description><![CDATA[Now $499,900. Price has just been reduced by $50,000. WoW! Amazing unobstructed water views and breathtaking sunsets! Right on the Gulf of Mexico. Visit http://www.yourfloridalisting.com/featured/listings.htm#seaside for your passport to luxury&#8230; Florida style. Be sure to view the virtual tour!]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.yourfloridalisting.com/blog/wp-content/uploads/2012/02/front.jpg"><img class="alignnone size-medium wp-image-77" title="AMAZING UNOBSTRUCTED WATER VIEWS AND SUNSETS!" src="http://www.yourfloridalisting.com/blog/wp-content/uploads/2012/02/front-300x168.jpg" alt="" width="300" height="168" /></a></p>
<p>Now $499,900. Price has just been reduced by $50,000. WoW! Amazing unobstructed water views and breathtaking sunsets! Right on the Gulf of Mexico. Visit <a href="http://www.yourfloridalisting.com/featured/listings.htm#seaside">http://www.yourfloridalisting.com/featured/listings.htm#seaside</a> for your passport to luxury&#8230; Florida style. Be sure to view the virtual tour!</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>February 2012 Newsletter</title>
		<link>http://www.yourfloridalisting.com/blog/2012/02/february-2012-newsletter/</link>
		<comments>http://www.yourfloridalisting.com/blog/2012/02/february-2012-newsletter/#comments</comments>
		<pubDate>Sat, 11 Feb 2012 04:17:11 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[General Comments]]></category>

		<guid isPermaLink="false">http://www.yourfloridalisting.com/blog/?p=72</guid>
		<description><![CDATA[Here is our newsletter for February 2012. Click on the link below to access your copy. February 2012 Newsletter In This Issue:   Leap Day Fun Fact - Are You Smart About Your Heart - Budgeting Basics for First Time Homebuyers - Beef Barley Soup in &#8230; <a href="http://www.yourfloridalisting.com/blog/2012/02/february-2012-newsletter/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Here is our newsletter for February 2012. Click on the link below to access your copy.</p>
<p><a title="http://www.yourfloridalisting.com/newsletters/febnewsletter2012.pdf" href="http://www.yourfloridalisting.com/newsletters/febnewsletter2012.pdf"><span style="text-decoration: underline;">February 2012 Newsletter</span></a></p>
<p><strong>In This Issue:   </strong>Leap Day Fun Fact - Are You Smart About Your Heart - Budgeting Basics for First Time Homebuyers - Beef Barley Soup in a Crock Pot Recipe</p>
]]></content:encoded>
			<wfw:commentRss>http://www.yourfloridalisting.com/blog/2012/02/february-2012-newsletter/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>SOLD!!</title>
		<link>http://www.yourfloridalisting.com/blog/2012/01/sold/</link>
		<comments>http://www.yourfloridalisting.com/blog/2012/01/sold/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 20:26:00 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[Featured Listings]]></category>

		<guid isPermaLink="false">http://www.yourfloridalisting.com/blog/?p=60</guid>
		<description><![CDATA[This is a great home in New Port Richey which I sold in late December 2011. The marketplace has virtually &#8220;exploded&#8221; as of the new year 2012. Mortgages are much easier to get and rates are still at an all-time &#8230; <a href="http://www.yourfloridalisting.com/blog/2012/01/sold/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://yourfloridalisting.com/featured/data/taylor/images/frontview-sold.jpg"><img class="alignnone" src="http://yourfloridalisting.com/featured/data/taylor/images/frontview-sold.jpg" alt="" width="200" height="133" /></a></p>
<p data-ft="{&quot;type&quot;:1}">This is a great home in New Port Richey which I sold in late December 2011.</p>
<p>The marketplace has virtually &#8220;exploded&#8221; as of the new year 2012. Mortgages are much easier to get and rates are still at an all-time low. Investors are flocking to Florida to buy up home inventory as they see the market changing now.</p>
<p>If you have thought of buying a home, now is the time! It will never be better than this! Call me now! Lori Czaya (727) 534-3141</p>
]]></content:encoded>
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		<title>HUD homes: $100 downpayment in Florida</title>
		<link>http://www.yourfloridalisting.com/blog/2012/01/hud-homes-100-downpayment-in-florida/</link>
		<comments>http://www.yourfloridalisting.com/blog/2012/01/hud-homes-100-downpayment-in-florida/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 20:20:38 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[General Comments]]></category>

		<guid isPermaLink="false">http://www.yourfloridalisting.com/blog/?p=57</guid>
		<description><![CDATA[HUD homes: $100 downpayment in Fla. I have sold HUD homes and there are amazing opportunities and deals available. I work with a HUD loan specialist, also. Call me and let&#8217;s talk about it!]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=269375&amp;utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+floridarealtors+%28Florida+Realtors%29">HUD homes: $100 downpayment in Fla.</a></p>
<p>I have sold HUD homes and there are amazing opportunities and deals available. I work with a HUD loan specialist, also. Call me and let&#8217;s talk about it!</p>
]]></content:encoded>
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